Financial Planning & Analysis Services
The reporting, forecasting, and analytical intelligence that turns your financial data into a decision-making advantage.
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GAAP Reporting
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Compliance
Built for institutional confidence
SOX Internal Controls
Financial reporting governance alignment
IRS Documentation Readiness
Audit-compliant record retention standards
FASB ASU Disclosure
Updated financial statement requirements
Recognized by the best
Our Featured Clients
Here are some of the clients we have empowered to forge ahead with confidence
Nancy - Vintage Charm
"We can't speak highly enough about Frak Finance. Their customized CFO services
have transformed the way we manage our retail business. Their team took the time to understand our industry, challenges, and goals, allowing them to provide tailored financial strategies that have significantly improved our profitability. Their insightful analysis of our financial data has given us a competitive edge, and their responsiveness to our needs has made them an integral part of our strategic planning. Working with Tom has been a game-changer for our business."
Mark Oden - BIM Designs
"Frak Finance has worked with BIM Designs, Inc. from June 2022... as a Fractional CFO.
During this time, Tom brought his extensive financial and people management expertise to support rebuilding our finance organization from the ground up while the firm transitioned out of a startup mindset and into a mature organization. Tom would excel in an organization where leaders hold themselves accountable and own true to their commitments, needs are explored and clearly stated, and collaboration is considered paramount."
Dhruv Singh - Aktivate
“I recommend Frak Finance for any early-stage, high-growth company that needs a smart,
reliable team who has done it before and can get things done well and quickly, all with a smile on their face. Tom sees the big picture as a founder/investor himself. He can also understand the details quickly as a prior operator. I personally threw Tom in the deep end to build our financial model prior to our 10MM+ raise with little guidance on the eve of a holiday weekend (it was a pre-emptive opportunity). Tom delivered in the face of this aggressive deadline with a smile on his face.”
Jeff August - August Medical
“What Frak Finance has really done for me is give me time back to spend with my family
and clarity around how my business is really performing. They cleaned up our books, built a proper chart of accounts, and completely changed the conversation with my accountant by providing structured, reliable books. Even when things feel messy on my end, I know the financial foundation is solid — and that’s been huge.”
Adam Elias - WhirlyBall
“I needed a solution that was cost effective but high quality and high caliber.
So that's where Frack comes into mind because... Level of attention and care and transparency. They take care of what your needs are and they tailor it exactly to what your business requires. You're not just hiring Frack, you're hiring an entire team of experts and you're not just getting this one individual on your team, you're getting our entire network."
Profit Starts With Visibility
Financial Reporting Services for Faster, Cleaner, More Useful Reports
FP&A is how businesses move from reviewing what happened to planning what’s next. At Frak Finance, our FP&A service connects your raw financial data to the insights your leadership team needs, through structured monthly reporting, cash flow and liquidity analysis, KPI dashboards, costing unit reporting, and industry benchmarking.
Monthly Financial Reporting
KPI Reporting & Dashboards
Cash Flow & Liquidity Analysis
Financial Analysis Services That Show What’s Really Driving Your Business
Get Clear Financial Reporting and Analysis Without Adding More Work to Your Team
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Improved executive decision-making through structured monthly financial reporting workflows
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Faster close-to-report cycles using standardized FP&A process documentation
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Financial reporting aligned with GAAP segment and disclosure requirements
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Reduced planning gaps through integrated KPI tracking and variance analysis systems
Accounting and Reporting That Work Together, Not in Separate Silos
We assess what your business needs to see, build the reporting and analysis around it, and deliver it on a cadence leadership can act on.
Reports designed for operators, not accountants.
Your leadership team doesn’t read GAAP footnotes. We build financial reporting that speaks to the people making capital, hiring, and growth decisions. Management commentary, visual dashboards, and plain-language variance analysis, delivered on a cadence your team can actually use.
Analysis that connects accounting to strategy.
Bookkeeping tells you what happened. We tell you what it means and what to do about it. Every report we deliver includes actionable insight: where margin is compressing, where cash is leaking, where a department’s KPIs are trending off-plan, and what levers to pull next.
Tailored to your business, not templated.
We don’t hand you an 18-tab budget built for a $200M company when you’re running $5M. Our FP&A infrastructure is right-sized to your business, your chart of accounts, your service lines, your cost centers, not templated from our last client. It’s what you need, not what we sell.
Unclear Positioning and Slow GTM
Your messaging doesn’t stand out, resulting in long sales cycles and poor differentiation. Without a structured go-to-market motion, it’s hard to repeat traction and scale it.
Full Service Accounting and
Financial Reporting You Can Trust
FP&A transforms financial data from a record of what happened into a tool for managing what’s next. Here’s what our clients gain when they bring Frak Finance’s FP&A capability into their business.
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Financial Operating Models
Advanced financial operating models align forecasting, budgeting, and profitability targets with long-term business expansion strategies.
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Budget Variance Reporting
Detailed variance analysis identifies overspending patterns, operational inefficiencies, and profitability gaps before they impact performance.
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Structured Executive Reporting
Board-ready financial reporting strengthens investor trust, funding readiness, and leadership decision-making with cleaner financial visibility.
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Industry Benchmarking
Industry and peer benchmarking reveal competitive gaps, financial inefficiencies, and performance opportunities across operational departments.
Case Studies
Our Featured Projects
Real outcomes from businesses that invested in structured financial planning and analysis with Frak Finance.
INDUSTRIES WE SERVE
Partnering with Businesses Across Every Sector
Every industry has different KPIs, different margin structures, and different benchmarks. We build FP&A around yours.
Outsource Financial Reporting Services for Faster, Cleaner, More Useful Reports
About Frak Finance
We’re Operators Turned CFOs Who Get What You’re Building
With over 20 years of experience, we’re the CFOs who’ve actually built, scaled, bought & sold businesses. Now we guide yours.
We are Always Dedicated to our Work
Are Leading Consultants that you can Trust
“Finance stopped being the thing slowing them down and started being the thing driving them forward. That’s what FP&A does when it’s built right.”
— Tom Dillon, CFA
Founder, Frak Finance
TRUSTED BY SMBs
Financial Analysis Services for Small Business Decisions
We don’t start with templates. We start with your business. From initial assessment to the monthly reporting cadence, here’s how an FP&A engagement unfolds:
Assess Your Financial Infrastructure
We review your current books, chart of accounts, reporting outputs, and decision-making gaps. Within 2 weeks, you’ll know exactly what’s missing and what needs to be built.
Design Your Reporting Architecture
We structure your financial reporting around how your business operates — by service line, department, location, or customer. Dashboards, KPIs, and close cadence all tailored to your stage.
Implement and Deliver Monthly
Each month you receive closed financials with management commentary, variance analysis, KPI dashboards, and a cash position summary, delivered on time, every time, with no chasing required.
Analyze, Benchmark, and Advise
Reporting is only half the job. We interpret the numbers, flag risks and opportunities, benchmark against your industry, and present findings your team can act on in the next operating cycle.
Scaling, Acquiring, or Preparing to Sell? Let’s Talk.
Run Your Business on Numbers You Can Trust.
Looking to have a real conversation about your numbers? Book a call today to discuss the gaps standing between you and your goals.
A Strategy Call With Senior Leadership
Honest Read Of Where You Stand Financially
Clear Next Steps, Scoped To Your Situation
Call Us Support 24/7: (312) 685-1627
Call Us Support 24/7: (312) 685-1627
View All Consulting Office Locations
View All Consulting Office Locations
Schedule a Free Consultation
Frequently Asked Questions
Answers for business owners evaluating whether outsourced financial planning and analysis is the right investment.
How is FP&A different from what my bookkeeper already does?
Your bookkeeper records transactions, reconciles accounts, and closes the books. That’s the accounting foundation it’s essential, but it tells you what happened. FP&A takes those closed books and turns them into decisions: variance analysis that explains why revenue fell short, margin reporting that shows which service lines are profitable, KPI dashboards that hold departments accountable, and forecasts that model what happens next. Bookkeeping is the rearview mirror. FP&A is the windshield.
Will you force a corporate reporting template onto my SMB?
No. That’s the most common complaint we hear from founders who’ve worked with larger consulting firms receiving 18-tab budgets and enterprise-grade templates designed for companies ten times their size. We build the other way. We start with your chart of accounts, your service lines, your team’s decision cadence, and we create reporting infrastructure that’s right-sized to where you actually are. Not where a consultant wants you to be.
What does outsourced financial reporting actually include?
At minimum, you receive monthly closed financial statements with management commentary, variance analysis against budget and prior periods, a cash position summary, and KPI dashboards tailored to your business. Depending on the engagement, we also deliver costing unit profitability reports, industry benchmarking, rolling forecasts, and scenario planning models. Every deliverable is built for the people reading it operators and founders, not auditors.
How quickly will we see reporting after we start?
Most engagements deliver a full initial assessment within the first two weeks. By the end of Month 1, your reporting architecture is designed and the first set of reports is delivered. By Month 2, you’re operating on a recurring cadence closed books, management reports, dashboards, and analysis landing on time every period. There’s no 90-day ramp. We get useful fast.
Blogs & Insights
FP&A knowledge for founders who want to manage their business with data.
27
Mar
The Financial Roadmap Every SMB Owner Should Be Following Right Now
A clean exit doesn't happen at the negotiation table. It happens in the five years…
27
Mar
Why Your CPA Can’t Help You Sell Your Business
Your CPA files clean returns. They don't normalize EBITDA, manage diligence, or prepare buyer-ready financials.…
23
Apr
Your Revenue Is Growing. So Why Are You Always Broke?
Revenue growth and cash flow are not the same thing. Stretched receivables, inventory bloat, and…
27
Mar
Quality of Earnings Report: Why Every SMB Buyer & Seller Needs One
The P&L tells you what was reported. The QoE tells you what the business actually…
27
Mar
What Happens When You Don’t Plan Your Exit Until It’s Too Late
Owners who wait until they're "ready to sell" are already too late. Owner dependency, untransferable…
— BUILT TO EXIT —
Monthly Finance Briefings to Grow, Acquire, or Exit Your Business
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Finance and accounting leadership for privately held businesses at every stage. Ready to see what the right financial partner changes? Get in touch with Frak Finance today.