Financial Forecasting Services
A forecast you can run your business on. Built around your drivers, refreshed weekly, ready when the decision lands.
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SOX Forecasting
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Compliance
Built for investor reporting
FAR Budget Standards
Government contract cost compliance
ASC 606 Forecasting
Revenue recognition planning standards
Encrypted Financial Access
Protected budgeting data controls
Recognized by the best
Our Featured Clients
Here are some of the clients we have empowered to forge ahead with confidence
Nancy - Vintage Charm
"We can't speak highly enough about Frak Finance. Their customized CFO services
have transformed the way we manage our retail business. Their team took the time to understand our industry, challenges, and goals, allowing them to provide tailored financial strategies that have significantly improved our profitability. Their insightful analysis of our financial data has given us a competitive edge, and their responsiveness to our needs has made them an integral part of our strategic planning. Working with Tom has been a game-changer for our business."
Mark Oden - BIM Designs
"Frak Finance has worked with BIM Designs, Inc. from June 2022... as a Fractional CFO.
During this time, Tom brought his extensive financial and people management expertise to support rebuilding our finance organization from the ground up while the firm transitioned out of a startup mindset and into a mature organization. Tom would excel in an organization where leaders hold themselves accountable and own true to their commitments, needs are explored and clearly stated, and collaboration is considered paramount."
Dhruv Singh - Aktivate
“I recommend Frak Finance for any early-stage, high-growth company that needs a smart,
reliable team who has done it before and can get things done well and quickly, all with a smile on their face. Tom sees the big picture as a founder/investor himself. He can also understand the details quickly as a prior operator. I personally threw Tom in the deep end to build our financial model prior to our 10MM+ raise with little guidance on the eve of a holiday weekend (it was a pre-emptive opportunity). Tom delivered in the face of this aggressive deadline with a smile on his face.”
Jeff August - August Medical
“What Frak Finance has really done for me is give me time back to spend with my family
and clarity around how my business is really performing. They cleaned up our books, built a proper chart of accounts, and completely changed the conversation with my accountant by providing structured, reliable books. Even when things feel messy on my end, I know the financial foundation is solid — and that’s been huge.”
Adam Elias - WhirlyBall
“I needed a solution that was cost effective but high quality and high caliber.
So that's where Frack comes into mind because... Level of attention and care and transparency. They take care of what your needs are and they tailor it exactly to what your business requires. You're not just hiring Frack, you're hiring an entire team of experts and you're not just getting this one individual on your team, you're getting our entire network."
Supporting proactive planning
Want To Know What Next Quarter Looks Like Before It Lands?
A real financial forecasting service shows you the quarter ahead while you can still shape it. At Frak Finance, we build the model that does it. You see cash, margin, and headcount in one view, with scenarios mapped against the decisions in front of you. By the time the call comes up, you already know the range, the trade-offs, and the move.
Customer Growth
Company Development
Business Transformation
Rolling Forecasts, Budgets, And Scenario Models Built For How SMBs Actually Grow.
Trusted by owners who want a forecast that ships, refreshes, and reads cleanly.
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Improved budget accuracy through rolling financial forecasting methodologies
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Faster variance reporting supporting proactive operational financial adjustments
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Compliant forecasting aligned with SOX and ASC 606 standards
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Reduced planning uncertainty using scenario-based financial modeling systems
How Your Forecast Gets Built
Senior operators build your model. You get the read. The work stays scoped.
Understanding Your Business Drivers
Before we build a single formula, we learn how your business actually makes money. Revenue model, cost structure, seasonality patterns, headcount dependencies, customer concentration, every assumption in the forecast is grounded in your operating reality. We don’t build from a generic P&L template. We build from the levers you actually pull to grow.
Build the Model Around Your Operations
We construct a driver-based financial forecast that connects your revenue inputs to your cost structure, cash impact, and headcount plan. Rolling 12-month outlook. Multiple scenarios. Sensitivity toggles for the variables that matter most. Every department gets a financial anchor to plan against, and leadership gets a shared view of where the business is heading.
Deliver Monthly Variance & Updated Forecasts
Each month, actuals replace assumptions. We deliver variance analysis, budget vs. actual by department, by cost center, by revenue line — with management commentary explaining what shifted and why. The forecast rolls forward automatically. Your leadership team always has a current, accurate picture of the next 12 months.
Advise, Scenario-Test, and Adjust
When your business hits an inflection point, a new hire request, a market shift, a lost contract, a capital opportunity, we model the financial impact before you act. Scenario planning becomes part of how your team operates, not an afterthought. And Frak leadership maintains oversight of every engagement to ensure scope, quality, and alignment.
What Changes When You Plan Forward With Frak Finance
We don’t hand you a template. We build a financial forecasting turns your leadership team from reactive to proactive. Here’s what you’ll experience strategically, and what you’ll receive as concrete deliverables:
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13-Week Cash Forecast
A rolling weekly view of cash in, cash out, and runway. Refreshed every Monday, flagged when it drifts.
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Scenario Stack
Base case, upside, downside. Each one tied to a decision you’re considering, not theoretical math.
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Driver-Based Profit Model
Revenue and margin projected from the levers you actually pull. Pricing, volume, customer mix, retention.
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Monthly Board Package
The variance, the commentary, the three numbers that matter. Ready to send to your board without rework.
Case Studies
Our Featured Projects
Real forecasting results from real engagements. See what forward planning makes possible.
INDUSTRIES WE SERVE
Partnering with Businesses Across Every Sector
From an early stage start-up’s growth strategies to helping existing businesses, we have done it all!
A Budgeting Service That Helps You Decide What to Fund, Cut, Delay, or Protect
About Frak Finance
We’re Operators Turned CFOs Who Get What You’re Building
With over 20 years of experience, we’re the CFOs who’ve actually built, scaled, bought & sold businesses. Now we guide yours.
We are Always Dedicated to our Work
Are Leading Consultants that you can Trust
“Organizations don’t have financial problems. They have decision-making problems that have financial consequences. Forecasting fixes that.”
— Tom Dillon, CFA
Founder, Frak Finance
THE FRAK EDGE
Let’s Build Your
Financial Forecast
At Frak Finance, we understand your current planning, where it falls short, and whether Frak is the right partner to build what’s missing. No pitch. No commitment. Just clarity on the path forward.
Driver Inputs Tab
The levers in one place. Pricing, volume, headcount, customer mix, retention, cost ratios. Change one input, watch the model move.
Three-Statement Build
P&L, balance sheet, and cash flow linked. Not three separate sheets. One model where the numbers flow through the way the business does.
Scenario Toggle
Base, upside, downside on the same model, switched with a dropdown. No three separate files, no version control mess, no rebuild.
Variance Dashboard
Monthly actuals dropped against forecast, variance flagged by line. The dashboard the owner reads first when the books close.
Scaling, Acquiring, or Preparing to Sell? Let’s Talk.
Run Your Business on Numbers You Can Trust.
Looking to have a real conversation about your numbers? Book a call today to discuss the gaps standing between you and your goals.
A Strategy Call With Senior Leadership
Honest Read Of Where You Stand Financially
Clear Next Steps, Scoped To Your Situation
Call Us Support 24/7: (312) 685-1627
Call Us Support 24/7: (312) 685-1627
View All Consulting Office Locations
View All Consulting Office Locations
Schedule a Free Consultation
Frequently Asked Questions
Some frequently asked questions about the service that you may have questions about
How is a rolling forecast different from an annual budget?
An annual budget is a point-in-time plan that’s typically set in January and rarely updated. A rolling 12-month forecast updates every month actual results replace assumptions, and the outlook always extends 12 months forward. The budget tells you what you planned. The rolling forecast tells you what’s actually happening and what’s likely to happen next. We build both, and the variance analysis between them is where real operational insight lives.
What if we’ve never had a formal budget or forecast before?
That’s more common than most founders realize. Many SMBs between $1M and $10M operate without a formal financial plan. We’ll start by understanding your business drivers, building a baseline budget, and then layering in the rolling forecast. You don’t need a CFO on staff or a finance team to get started. That’s exactly why we exist to give SMBs planning infrastructure they couldn’t build internally.
Will this be overbuilt for my size company?
No. That’s the number one complaint we hear from founders who’ve worked with larger firms getting an 18-tab enterprise budget when they’re running a $5M company. We build right-sized models. If you need three scenarios and a 12-month forecast, that’s what we build. If you grow into needing board-ready packages and investor decks, we scale with you. Nothing is overbuilt. Everything is tailored.
How quickly can we have a working forecast in place?
Most engagements have a working draft of the forecast by the end of Week 2 and a fully operational model delivering monthly outputs by the end of Month 1. If you’re approaching a capital raise or a time-sensitive decision, we can accelerate the build. We’ve delivered investor-ready financial models under holiday-weekend deadlines when the situation demanded it.
Blogs & Insights
Read the latest news for founders who need a roadmap
27
Mar
Why Your CPA Can’t Help You Sell Your Business
Your CPA files clean returns. They don't normalize EBITDA, manage diligence, or prepare buyer-ready financials.…
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Your Revenue Is Growing. So Why Are You Always Broke?
Revenue growth and cash flow are not the same thing. Stretched receivables, inventory bloat, and…
27
Mar
The Financial Roadmap Every SMB Owner Should Be Following Right Now
A clean exit doesn't happen at the negotiation table. It happens in the five years…
27
Mar
What Happens When You Don’t Plan Your Exit Until It’s Too Late
Owners who wait until they're "ready to sell" are already too late. Owner dependency, untransferable…
27
Mar
Quality of Earnings Report: Why Every SMB Buyer & Seller Needs One
The P&L tells you what was reported. The QoE tells you what the business actually…
— BUILT TO EXIT —
Monthly Finance Briefings to Grow, Acquire, or Exit Your Business
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Finance and accounting leadership for privately held businesses at every stage. Ready to see what the right financial partner changes? Get in touch with Frak Finance today.