Fractional CFO Services
From launch to exit, fractional CFO service built by operators for operators, without the full-time cost.
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GAAP Governance
%
Compliance
Executive-level discipline for SMBs.
EBITDA
Normalization
Standards
Buyer-ready earnings presentation
frameworks
Capital
Allocation
Models
ROI-driven investment evaluation
systems
Multi-
Entity
Consolidation
Cross-company financial reporting
oversight
Recognized by the best
Our Featured Clients
What leadership teams say about working with Frak Finance.
Nancy - Vintage Charm
"We can't speak highly enough about Frak Finance. Their customized CFO services
have transformed the way we manage our retail business. Their team took the time to understand our industry, challenges, and goals, allowing them to provide tailored financial strategies that have significantly improved our profitability. Their insightful analysis of our financial data has given us a competitive edge, and their responsiveness to our needs has made them an integral part of our strategic planning. Working with Tom has been a game-changer for our business."
Mark Oden - BIM Designs
"Frak Finance has worked with BIM Designs, Inc. from June 2022... as a Fractional CFO.
During this time, Tom brought his extensive financial and people management expertise to support rebuilding our finance organization from the ground up while the firm transitioned out of a startup mindset and into a mature organization. Tom would excel in an organization where leaders hold themselves accountable and own true to their commitments, needs are explored and clearly stated, and collaboration is considered paramount."
Dhruv Singh - Aktivate
“I recommend Frak Finance for any early-stage, high-growth company that needs a smart,
reliable team who has done it before and can get things done well and quickly, all with a smile on their face. Tom sees the big picture as a founder/investor himself. He can also understand the details quickly as a prior operator. I personally threw Tom in the deep end to build our financial model prior to our 10MM+ raise with little guidance on the eve of a holiday weekend (it was a pre-emptive opportunity). Tom delivered in the face of this aggressive deadline with a smile on his face.”
Jeff August - August Medical
“What Frak Finance has really done for me is give me time back to spend with my family
and clarity around how my business is really performing. They cleaned up our books, built a proper chart of accounts, and completely changed the conversation with my accountant by providing structured, reliable books. Even when things feel messy on my end, I know the financial foundation is solid — and that’s been huge.”
Adam Elias - WhirlyBall
“I needed a solution that was cost effective but high quality and high caliber.
So that's where Frack comes into mind because... Level of attention and care and transparency. They take care of what your needs are and they tailor it exactly to what your business requires. You're not just hiring Frack, you're hiring an entire team of experts and you're not just getting this one individual on your team, you're getting our entire network."
C-suite leadership For SMBs
Get a Financial Strategist in Your Corner Before Your Next Big Decision
As your business grows, financial decisions become more complex and carry greater consequences. Frak Finance provides experienced fractional CFO leadership to help guide growth, improve cash visibility, support major initiatives, and bring financial clarity to the decisions that shape your company’s future.
Growth-Focused CFOs
Financial Intelligence
Strategic Execution
Run Your Business With the Financial Clarity of a Fortune 500 — At a Fraction of the Cost
Frak Finance provides you vetted CFOs with M&A, PE, and operational experience.
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%
Improved capital deployment through structured ROI analysis & investment modeling
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Faster investor and lender reporting using institutional-grade financial packages
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Financial governance aligned with GAAP, COSO, and internal control standards
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Reduced operational blind spots through CFO-led performance monitoring systems
A Financial System Built Entirely Around Your Business
We are a boutique fractional CFO firm that molds our services to you, not the other way around. Here’s how we tailor the engagement to your business,
Understand Your Business and Financial Landscape
We begin with a comprehensive discovery: your financials, your team, your operations, your goals, and the milestones ahead. We map the financial infrastructure that exists, identify where strategic finance leadership can create the most value, and define the scope that matches your current stage. No template. No assumptions. A tailored assessment of what your business needs from a CFO today.
Match You With a Vetted Fractional CFO
You’re paired with a CFO who has relevant industry experience, has sat in the operational seat, and has managed the types of financial challenges your business is facing. This is not a controller with a CFO title. It’s a strategic finance leader vetted by Frak’s principal team and matched specifically to your business.
Building Financial Infrastructure & Cadence
Your CFO implements the financial systems your business needs: forecasting models, cash flow frameworks, reporting dashboards, budget structures, and decision-support tools. They establish a cadence — weekly, biweekly, or monthly — that keeps financial visibility consistent and leadership aligned around the numbers that matter.
Strategic Leadership With Principal Oversight
Your CFO operates as a member of your leadership team, participating in the decisions that shape your business. Every engagement is supervised by Frak’s principal leadership with regular check-ins, client surveys, and scope reviews. Your CFO stays focused on the work that creates value, and you always know what you’re getting.
What You Get When You Hire
Fractional CFO Services From Frak Finance
We understand your business, not just your books. Our Fractional CFOs stay in their lane & actually deliver what you hired them for.
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Rolling 12-Month Financial Forecast
A continuously updated forecast tied to your operational strategy with revenue, expense, and cash flow projections.
3
KPI Dashboards & Management Reports
Custom dashboards tracking the metrics that drive your business, delivered on a cadence leadership can act on.
2
Cash Flow Model & Liquidity Framework
13-week cash flow forecasting, working capital monitoring, and liquidity planning that eliminates cash surprises.
4
Investor, Lender & Board Packages
Stakeholder-ready financial reports with narrative and analysis, delivered professionally on a reliable schedule.
Case Studies
Our Featured Projects
Real outcomes from businesses with Frak Finance fractional CFO leadership.
Financial Partners for the Entire Lifecycle of Your Business
About Frak Finance
We’re Operators Turned CFOs Who Get What You’re Building
With over 20 years of experience, we’re the CFOs who’ve actually built, scaled, bought & sold businesses. Now we guide yours.
We are Always Dedicated to our Work
Are Leading Consultants that you can Trust
“We’re not here to give you what we do. We’re here to learn what you need and build the financial infrastructure to get you there.”
— Tom Dillon, CFA
Founder, Frak Finance
More Than a CFO
Your Complete
Financial Network
on Demand
When you engage a fractional CFO through Frak Finance, you gain access to our entire bench: controllers, staff accountants, M&A advisors, tax strategists, and industry specialists.
Discussion
We meet customers in set place to discuss the details about needs and demands before proposing a plan.
Ideas & concepts
Our experts come up with all kinds of ideas and initiatives for delivering the best solutions for IT services chosen.
Testing & Trying
After agreeing on the ideas and plans, we will conduct as scheduled and give comments on the results.
Execute & install
Once the final plan is approved, everything will be conducted according to the agreed contract.
Scaling, Acquiring, or Preparing to Sell? Let’s Talk.
Run Your Business on Numbers You Can Trust.
Looking to have a real conversation about your numbers? Book a call today to discuss the gaps standing between you and your goals.
A Strategy Call With Senior Leadership
Honest Read Of Where You Stand Financially
Clear Next Steps, Scoped To Your Situation
Call Us Support 24/7: (312) 685-1627
Call Us Support 24/7: (312) 685-1627
View All Consulting Office Locations
View All Consulting Office Locations
Schedule a Free Consultation
Frequently Asked Questions
These are the questions founders ask most before starting with a fractional CFO. If yours isn’t here, just ask.
How is a fractional CFO different from my controller?
Your controller manages the day-to-day accounting — closing books, reconciling accounts, filing reports. Think of that as the rearview mirror. A fractional CFO is looking through the windshield: building forecasts, identifying margin leaks, modeling scenarios, and advising on strategic decisions like capital allocation, hiring, and growth. One tells you what happened. The other tells you what to do about it. Most companies between $1M and $44M need both, but they need the CFO to set the direction.
How can a Fractional CFO benefit my business?
A Fractional CFO can provide strategic financial guidance, optimize cash flows, aid in financial planning, and improve operational efficiency. Even for smaller businesses, having expert financial oversight can be crucial for growth, managing risks, and ensuring profitability.
What typical financial challenges do Fractional CFOs address for businesses?
Fractional CFOs often help businesses with cash flow management, financial forecasting, budgeting, capital allocation, pricing strategies, financial reporting, and strategic financial planning, among other challenges.
How does the pricing structure work for Fractional CFO services?
The pricing for Fractional CFO services varies based on the scope of work, the size of the business, and the complexity of the financial challenges. It can be structured as a monthly retainer, an hourly rate, or project-based pricing.
When is the right time for a business to consider hiring a Fractional CFO?
Businesses often consider hiring a Fractional CFO when they're experiencing rapid growth, facing complex financial challenges, preparing for a significant financial event (like fundraising or an acquisition), or when they need expert financial guidance but aren't ready for a full-time CFO.
Blogs & Insights
Our featured news and insights for SMB owners.
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Apr
Your Revenue Is Growing. So Why Are You Always Broke?
Revenue growth and cash flow are not the same thing. Stretched receivables, inventory bloat, and…
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What Happens When You Don’t Plan Your Exit Until It’s Too Late
Owners who wait until they're "ready to sell" are already too late. Owner dependency, untransferable…
27
Mar
The Financial Roadmap Every SMB Owner Should Be Following Right Now
A clean exit doesn't happen at the negotiation table. It happens in the five years…
27
Mar
Why Your CPA Can’t Help You Sell Your Business
Your CPA files clean returns. They don't normalize EBITDA, manage diligence, or prepare buyer-ready financials.…
27
Mar
Quality of Earnings Report: Why Every SMB Buyer & Seller Needs One
The P&L tells you what was reported. The QoE tells you what the business actually…
— BUILT TO EXIT —
Monthly Finance Briefings to Grow, Acquire, or Exit Your Business
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Finance and accounting leadership for privately held businesses at every stage. Ready to see what the right financial partner changes? Get in touch with Frak Finance today.